Fwd: Is Damaged Money No Good?

Submit a Mutilated Currency Claim and Get Your Money's Worth Currency can be damaged in many ways, whether it's by fire, water, chemicals, animals or simple deterioration. Mutilated currency includes any type of damage that makes its value questionable. Did you know that the U.S. Treasury Department's Bureau of Engraving and Printing examines and redeems mutilated currency at no cost to you? If you have damaged currency that you inherited or found in your backyard, don't throw it away - you could be losing money! Learn more about mutilated currency and how to submit a claim. Keep in mind that the standard wait time for processing is 6 to 36 months.    If you have questions, contact us. Stay Connected to USA.GOV: Facebook  Twitter  YouTube    For Media & Partners

Fwd: 'Seeing It Through' FREE Professional Development Workshop Series in September!

Sent by: Bronx Council on the Arts Reply to the sender

Seeing It Through is a curated professional development workshop series offering assistance to creative people, organizations, and those seeking cultural grants. ccccccccccccc,cSaturday | September 19, 2015 | 12:00-2:00pm Seeing Red: Editing and Revising Your Fiction w/ Richie Narvaez of Mystery Writers of America – New York Poe Park Visitor Center 2640 Grand Concourse | 718-365-5516 You've finished a draft of your story, but don't send it out yet! You only have one chance to impress an agent or publisher. Take the time to edit and revise your manuscript. Find out what to look for and get some easy tips for how to fix plot holes, clunky language and other common mistakes. Bring a finished draft to work on! Admission is Free, but RSVP is required. cccccccccccccccSaturday | September 19, 2015 | 2:00-3:00pm cArtist Statement vs. Bio w/ Morgan Tachco of Brooklyn Arts Council Morris Park Public Library 985 Morris Park Avenue | 718-931-0636 Geared toward individual artists, this workshop will address the difference between two very different tools: your artist statement and your biography. We'll address the audience for each, the necessity of having both, and how the practice of writing and maintaining these can inform your creative practice. Workshop will include writing exercises, and participants will leave with preliminary drafts. Admission is Free, but RSVP is required. cccccccccccc,cSaturday | September 26, 2015 | 2:00-3:30pm Every Goal Has a Silver Lining w/ writer, poet, and BCA teaching artist Orlando Ferrand Poe Park Visitor Center 2640 Grand Concourse | 718-365-5516 I use my own experience and yours as a framework for the workshop/mini seminar. This highly interactive session will have a concrete emphasis on every stage of the process from concept idea and logistics to execution. However, the overall workshop goal is to provide participants with the know-how and tools necessary to develop attainable goals throughout a project's lifetime. Whether your work is made for traditional exhibition, publication and performance spaces or is pushing the boundaries into new territory, setting goals for your work is a crucial career development skill. There will be a consult and follow-up with attendees working on specific projects as well as on the spot coaching for those starting new projects, or brainstorming to start-up projects using prompts given in the workshop. Admission is Free, but RSVP is required. ccc Questions? Contact Sabrina at 718.931.9500 x22 or Sabrina@bronxarts.org c This series is made possible with funding from the NYC Department of Cultural Affairs, NYS Council on the Arts, the Lambent Foundation Fund of Tides Foundation, Auchincloss Foundation, Inc., and NYC Council Members James Vacca, Andrew Cohen, Andy King and Melissa Mark-Viverito.   This e-mail was sent from Bronx Council on the Arts

Fwd: FiveCentNickel: "8 questions to ask before lending money to friends"

FiveCentNickel: "8 questions to ask before lending money to friends"

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8 questions to ask before lending money to friends Posted: 25 Aug 2015 01:00 AM PDT It's one of the most awkward questions a friend can ask you: "Will you lend me some money?" Awkward for your friend to have to ask, and awkward for you to have to answer. Saying "no" could adversely affect your friendship. However, saying "yes" could also put a strain on your friendship, and your finances. If you get asked that awkward question, you should follow up with eight questions of your own before you decide whether or not to lend a friend money. 1. Why does your friend need the money? Sometimes, there is a clear, one-time need for which a timely loan can get your friend through a particular situation — for example, Bob has found the perfect house but is a couple thousand short on the down payment, or Jane's son needs dental surgery. Situations which are out of the ordinary and are not likely to recur at least suggest that a loan might be a one-time thing. Unfortunately, more often when people turn to their friends for financial help, it is because of long-standing money problems. In that case, your loan is likely to be nothing more than a temporary stop-gap, leaving your friend with the same set of problems in a few months, and you with little chance of being repaid. 2. What other debts does your friend have? If a friend comes to you for money, it may well be because he or she has exhausted all other sources of borrowing — meaning that the credit cards are maxed out, and possibly mortgage, car, or student loan payments are coming due. If your friend owes money to credit card companies or lenders, you are probably going to have to stand in line behind them before any money you lend gets repaid — which significantly reduces your chances of seeing that money any time soon. 3. Is this an amount you can afford to lose? Institutional lenders use a variety of techniques to assess loan risks, and they make thousands of loans. So the cost of the occasional bad loan can be absorbed by the money they make from interest on good loans. You have neither those underwriting tools at your disposal, nor the opportunity to broadly diversify your lending risk. This makes a one-off type of loan especially risky, and you should not lend more in that situation than you could afford to lose. 4. How formal should the arrangement be? This loan may be an understanding between friends, but that doesn't mean you shouldn't formalize it with a signed, written agreement. Aside from protecting your financial interests, it can be important to the friendship to document your understanding in a way that ensures you both remember things the same way after some time has passed. 5. Should you charge interest? Remember, there is an inflation cost and possibly an opportunity cost to tying up your money. Charging interest need not mean profiting at your friend's expense. It can simply be a way of recouping the cost of having the money unavailable for a while. One argument in favor of formalizing the arrangement and charging interest is that, if you don't, the IRS may deem it a gift rather than a loan. If there is a large amount of money involved (the exemption limit is $14,000 for the 2015 tax year), this may mean having to pay gift tax — and the giver rather than the recipient is on the hook for gift taxes, so this could come out of your pocket. 6. What is the repayment schedule? Part of the formal arrangement should be a repayment schedule. That way you both know what to expect about repayment terms. 7. Has your friend budgeted for repayment? Another benefit of a repayment schedule is that it can serve as a reality check. Once you have a repayment schedule worked out, it is fair to ask your friend how he or she intends to find the money for those payments — especially if that friend has been having financial problems already. 8. Which will affect your friendship more: saying no or saying yes? It might seem to be the path of least resistance to say yes, but saying no means you can both quickly put the incident behind you. On the other hand, a burdensome loan could prove to be an ongoing strain on the relationship for years to come. Consider the alternatives If the analytical approach described above seems too hard-headed, consider an alternative besides saying yes or no to a loan: simply giving your friend the money. If your friendship is close enough that you really want to help, giving rather than lending money allows you both to move forward with no strings attached. On the other hand, if simply giving the money away is not something you can afford, you should think very analytically about lending the money. If things go wrong, a bad loan to a friend could cost you both the money and the friendship.

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Fwd: Bronx Council on the Arts Summer 2015 Grants News

sent by: Bronx Council on the Arts Reply to the sender

Bronx Council on the Arts Summer 2015 Grants News ccc Click Image for Printable PDF   This e-mail was sent from Bronx Council on the Arts

Fwd: Online Application Filing Receipt Can Now Be Used To Sign-Up For Taxi School

August 19, 2015 Industry Notice #15-37 August 19, 2015 For Immediate Release ONLINE APPLICATION FILING RECEIPT CAN NOW BE USED TO SIGN-UP FOR TAXI SCHOOL The New York City Taxi and Limousine Taxi and Limousine Commission (TLC) would like to inform all applicants for a Medallion Driver's License that effective August 17, 2015 an applicant who files an online application for a Medallion Driver's License can immediately use the receipt they receive from the online filing to sign-up to take Taxi School. To file an application for a license online, please visit our web site at: https://www1.nyc.gov/lars/ For a list of Taxi Schools authorized by the TLC where you can attend the required course please visit our web site at: http://www.nyc.gov/html/tlc/downloads/pdf/taxischool_post_filing.pdf If you need additional information or have any problems signing up for Taxi School using your online filing receipt, please contact us at 718-391-5501. Note: attending Taxi School and passing the final exam is only one of the requirements for licensure. It does not guarantee the issuance of a license. 19 de agosto 2015 Aviso de Industria #15-37 Para publicación inmediata El RECIBO ELECTRONICO SE PUEDE UTILIZAR AHORA PARA INSCRIBIRSE EN LA ESCUELA DE TAXI La Comisión de Taxis y Limusinas (TLC) de la Ciudad de Nueva York quiere informar a todos los solicitantes que a partir del 17 de agosto del 2015, cada solicitante que ingrese una solicitud electronica para una licencia de conducir medallón puede utilizar inmediatamente el recibo electronico para inscribirse a cualquiera de las escuelas autorizadas de Taxi. Para entregar una solicitud de licencia electronica por favor visite nuestro sitio web a: https://www1.nyc.gov/lars/ Para obtener la lista de las Escuelas de Taxi autorizados por TLC, visite nuestro sitio web a: http://www.nyc.gov/html/tlc/downloads/pdf/taxischool_post_filing.pdf Si necesita información adicional o tiene algun problema al inscribirse a una de las escuelas deTaxi usando su recibo electronico, por favor contactenos a nuetro servicio al cliente de TLC a: (718) 391-5501. Note: El asistir a la Escuela de Taxi y pasar el examen final es sólo uno de los requisitos para obtener la licencia. No garantiza la aprovacion de una licencia. Visit Taxi and Limousine Commission Web site at: http://www.nyc.gov/taxi Follow Us On: This is the NYC.gov News you requested for: TLC NEWS Comment on this news service PLEASE DO NOT REPLY TO THIS MESSAGE!

New York Today: Sinking In - The New York Times

 

Water cooling towers are the prime suspect in the outbreak of Legionnaires' disease in the Bronx that has infected more than 80 and killed seven, but the city has done little to address the risks they pose. [New York Times].

New York Today: Sinking In - The New York Times
By Tatiana Schlossberg

Fwd: BCA and Assemblyman Dinowitz continue the 2015 Summer Concert Series on August 5th at the Williamsbridge Oval Recreation Center with Orquesta SCC Salsa Band

Sent by: Bronx Council on the Arts Reply to the sender

C ccc BCA and Assemblyman Jeffrey Dinowitz continue the 2015 Summer Concert Series on Wednesday, August 5 at the Williamsbridge Oval Recreation Center with Orquesta SCC Salsa Band ccc ccc Wednesday | August 5, 2015| 7:00-9:00pm ccc Williamsbridge Oval Recreation Center Ballfield 3225 Reservoir Oval East | (208th Street & Bainbridge Avenue) co-presented by Williamsbridge Oval Recreation Center and NYC Parks Orquesta SCC, is a Salsa orchestra based in New York City. The band was formed in 2013 by founder, composer and conguero Jose Vazquez-Cofresi. Orquesta SCC, whose acronym stands for Salsa Con Conciencia (salsa music with conscience) have made it their mission to make music that benefits society in more ways than sound alone can achieve. ccc Orquesta (orchestra) SCC are made up of 11 pieces, making them a modern big band by contemporary standards. They are well-known and respected for shunning the traditional suit-and-tie uniform of former-day salsa players, as well as for breaking from many unnecessary traditions in order to recreate the genuine Latin style and sound in a manner that befits the modern era of music. A key component to this new, cutting-edge mode is their attention to lyrical themes, which often deal with the issues and complexities of modern society. ccc Learn more about the band and their music at http://orqscc.com. Click here for flyer. This concert is free and open to the public! All are welcome! Information: Contact the Bronx Council on the Arts: phil@bronxarts.org or 718-931-9500 x33 (917-972-2386 on evening of concert). Additional concerts in the series are listed below. Visit bronxarts.org for info. Tue, Aug 11, 7:00-9:00pm at Williamsbridge Oval Recreation Center NY Skyscrapers and Friends Contemporary Band Wed, Aug 12, 7:00-9:00pm at Amalgamated Train Park Ginetta's Vendetta Jazz & Standards Wed, Aug 19, 7:00-9:00pm at Henry Hudson Park Just Nuts Party Dance Band Thurs, Aug 20, 7:00-9:00pm at the Riverdale YM-YWHA The Mystery Tour Beatles Tribute Band ccc ccc   This e-mail was sent from Bronx Council on the Arts